1. Acceptance of TermsThese Terms of Use (“Terms”) govern your access to and use of the websites, applications, APIs, and services operated by Valye (collectively, the “Service” or “Valye”).By accessing or using Valye, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.These Terms are a legal agreement between you and Valye ( “we,” “us,” or “our”).Non-legal note: This document is provided as a general template and is not legal advice. You should have qualified counsel review and customize it, including jurisdiction-specific clauses.2. Description of the ServiceValye is an AI-powered research and analysis platform. It uses publicly available information and may incorporate third-party data sources to generate:Summaries of public information about companies, technologies, and trends;
An AI-generated Valye research score (the “Valye Score”); and
Other research-oriented metrics, commentary, and visualizations.
The Service is provided solely for informational and educational purposes. The Service does not provide individualized investment, legal, tax, or financial advice.3. No Investment Advice & No Fiduciary Relationship3.1 Research-Only NatureInformation generated by Valye’s AI engine, including the Valye Score, is:Based on publicly available information and third-party data,
Generated automatically by AI models, and
Provided on an “as is” basis for informational and educational purposes only.
It does not constitute:Investment, legal, tax, or financial advice;
A recommendation or solicitation to buy, sell, or hold any security; or
A recommendation to adopt any investment strategy.
You are solely responsible for any investment or financial decisions you make. You should conduct your own research and consider consulting a qualified professional advisor before making any financial decisions.3.2 No Fiduciary RelationshipYour use of the Service does not create or impose any advisor–client, investment advisory, broker–dealer, or fiduciary relationship between you and Valye.Valye is not acting as your:Investment adviser,
Broker-dealer,
Financial planner, or
Fiduciary.
You remain solely responsible for your decisions.4. EligibilityYou may use the Service only if:You are at least the age of majority in your jurisdiction, and
You have the legal capacity to enter into these Terms.
By using the Service, you represent and warrant that you meet these requirements.5. User AccountsTo access certain features, you may be required to create an account.You agree to:Provide accurate and complete registration information;
Maintain and promptly update your information;
Maintain the confidentiality of your login credentials;
Accept responsibility for all activities that occur under your account.
You must notify us promptly of any unauthorized use of your account.We reserve the right to suspend or terminate your account if we believe you have violated these Terms or engaged in fraudulent or abusive behavior.6. Acceptable UseYou agree not to:Use the Service for any unlawful purpose or in violation of any applicable law or regulation.
Use the Service to provide or attempt to provide investment advice in violation of applicable laws or regulations.
Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service, except as permitted by law.
Interfere with or disrupt the Service or servers or networks connected to the Service.
Use any automated means (such as bots, scrapers, or crawlers) to access the Service, except as expressly permitted via documented APIs.
Use the Service in any manner that could damage, disable, overburden, or impair the Service or interfere with others’ use.
Upload or transmit any viruses, malware, or other harmful code.
Misrepresent your identity or affiliation with any person or entity.
We may investigate and take any available legal action against violations of this section.7. Third-Party Data & LinksThe Service may rely on or provide access to:Third-party data sources (e.g., market data providers, SEC filings aggregators, news providers), and
Third-party websites or services linked from Valye.
We do not control and are not responsible for:The accuracy, completeness, or timeliness of third-party data;
The content, privacy policies, or practices of third-party websites or services.
Your use of third-party services is at your own risk and subject to those third parties’ terms and policies.8. AI-Generated Content & LimitationsOutputs generated by Valye’s AI, including the Valye Score and related commentary:May be incomplete, inaccurate, outdated, or inconsistent;
May reflect limitations or biases inherent in data and AI models;
Should not be relied upon as the sole basis for any decision.
We do not guarantee that AI-generated content is correct, complete, or suitable for any particular purpose. You should not interpret any AI-generated content as a factually verified statement or as a guarantee of future performance.9. Intellectual PropertyAll rights, title, and interest in and to the Service, including:Software, code, algorithms, models;
Text, graphics, logos, designs, and other content;
The Valye Score methodology and related analytics;
are owned by Valye or its licensors and are protected by applicable intellectual property laws.Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business research purposes.You may not:Reproduce, modify, distribute, sell, or lease any part of the Service;
Use the Service to create a competing product or service;
Remove or alter any proprietary notices.
10. Subscriptions, Fees & Payments (if applicable)If we offer paid plans or subscriptions:Pricing, billing periods, and payment methods will be described at the point of purchase.
By subscribing, you authorize us (or our payment processor) to charge your payment method for applicable fees and any taxes.
Unless stated otherwise, subscriptions may automatically renew at the end of each billing period until canceled.
You are responsible for any fees charged by your bank, payment provider, or other third-party financial services.(You can customize this section to match your actual billing model.)11. DisclaimersTHE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:Warranties of accuracy, reliability, non-infringement;
Warranties of merchantability and fitness for a particular purpose.
We do not warrant that:The Service will be uninterrupted, timely, secure, or error-free;
Any results obtained from the Service will be accurate, reliable, or suitable for your needs;
Defects will be corrected.
Any use of information obtained through the Service is at your sole risk.12. Limitation of LiabilityTo the maximum extent permitted by applicable law, in no event will Valye or its affiliates, directors, officers, employees, agents, or licensors be liable for:Any indirect, incidental, special, consequential, or punitive damages;
Any loss of profits, revenue, data, or business opportunities;
arising out of or in connection with your use of or inability to use the Service, whether based on contract, tort, strict liability, or any other theory, even if we have been advised of the possibility of such damages.To the extent permitted by law, our aggregate liability arising out of or relating to the Service will not exceed the greater of:The amount you paid to use the Service in the 3 months preceding the event giving rise to the claim; or
$100 USD (or equivalent).
Some jurisdictions do not allow certain limitations of liability; in such cases, these limitations apply to the fullest extent permitted by law.13. IndemnificationYou agree to indemnify, defend, and hold harmless Valye and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with:Your access to or use of the Service;
Your violation of these Terms; or
Your violation of any law or the rights of a third party.
14. Changes to the Service and TermsWe may modify or discontinue all or part of the Service at any time, with or without notice.We may update these Terms from time to time. When we do, we will revise the “Last Updated” date at the top of this page. Your continued use of the Service after any changes means you accept the updated Terms.15. Governing Law & Dispute ResolutionThese Terms and your use of the Service will be governed by and construed in accordance with the laws of [Insert Governing Law Jurisdiction, e.g., the State of Delaware, USA], without regard to its conflict of laws principles.Any disputes arising out of or relating to these Terms or the Service will be subject to the exclusive jurisdiction of the courts located in [Insert Venue, e.g., Delaware or New York], and you consent to the personal jurisdiction of such courts.(Ask your attorney where you should anchor this; Delaware or your home state is common.)16. ContactIf you have questions about these Terms, please contact us at:Email: support@valye.com
Website: https://valye.com