Eastern Bankshares reported net income of $88.2 million in fiscal 2025, down 26.2% from the prior year, despite a 52.3% increase in operating cash flow to $432.4 million. The bank’s equity capital expanded nearly 20% to $4.34 billion, reinforcing regulatory buffers amid credit challenges. Dividend payments and share repurchases increased notably, reflecting a balanced approach to shareholder returns alongside prudent capital management. Investors should monitor loan portfolio credit trends, capital adequacy, and upcoming quarterly results for insights on future performance [F1][N1][N2][S1][S3][S4].