My City Builders, Inc., via its wholly owned subsidiary RAC Real Estate Acquisition Corp., targets low-income housing through acquisitions, refurbishments, and new developments including foreclosures, land banks, and HECM-related properties. Despite property acquisitions primarily in Alabama and Mississippi and ongoing renovations, the company reports no core revenue for FY2025, a significant net loss, and a working capital deficit. Legal disputes with joint venture partners have been partially resolved, resulting in property transfers that underpin ongoing development plans. However, the company's small size, limited financial resources, absence of dividends, and penny stock status constrain growth prospects. Future expansion depends critically on securing new capital to fund multi-family projects amid competitive pressures and regulatory complexities.