Red River Bancshares, Inc., a Louisiana-focused regional bank holding company, achieved record net income of $42.8 million in 2025, driven by an 18.2% increase in net interest income to $105.6 million and improved net interest margin of 3.38%. The company expanded its loan portfolio by 8.4% and grew deposits by 5.6% year-over-year, fueling balance sheet growth to $3.35 billion. Capital returned to shareholders via a nearly 50% dividend increase and substantial share repurchases totaling $11.2 million, while maintaining solid capital levels. Going forward, continued organic expansion, digital enhancements, and disciplined credit management will influence growth amid concentrated geographic exposure in Louisiana.