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Company

ASSOCIATED BANC-CORP

Ticker
ASB
Sector
Industry
Report date
October 27, 2026
Valye AI Score

70

High visibility
Recent developments
Recent developments summary

Recent developments focus on Q3 2026 earnings results, investor takeaways, and earnings call highlights.

Recent developments:
  • Associated Banc-Corp reported net income of $144 million for Q3 2026, with earnings meeting expectations [N4][N6].
  • The Q3 2026 earnings call provided detailed insights into key metrics and operational highlights [N2][N3].
  • Investment analyses emphasize the company as a dividend stock and discuss long-term investor considerations [N1].
  • Recent news articles provide context on the company’s financial performance and market positioning [N5].
Overview

Associated Banc-Corp is a publicly reporting financial services company with recent quarterly and annual SEC filings. The company’s financial disclosures provide data on net income, earnings per share, revenue, and liquidity metrics. Recent earnings calls and news articles provide insights into its financial performance and investor considerations. Specific sector and industry classifications are not explicitly provided in the available data.

Executive summary

Financial figures (if any) are summarized from the latest available SEC filings and are provided for informational purposes only — not financial advice. Associated Banc-Corp reported net income of $146.6 million for Q3 2026 with EPS of $0.77 basic and $0.76 diluted. Cash and equivalents were $646.3 million as of March 2019. Recent news coverage includes detailed Q3 2026 earnings call transcripts and analysis of long-term investment considerations [S2][N1][N2][N3][N4].

Scenarios for ASB

Bull case model:

Recent earnings reports and news coverage highlight stable profitability with net income of $146.6 million in Q3 2026 and consistent earnings per share. The company is recognized in investment analyses as a dividend stock and for long-term investor considerations, suggesting operational stability and income generation potential [N1][N4].

Bear case model:

Limited disclosure of sector and industry specifics and incomplete financial metrics such as current assets and liabilities constrain full visibility into financial health. The absence of detailed balance sheet data and liquidity ratios may obscure potential risks related to asset quality or capital adequacy.

Moat:

The company operates in the financial services sector, with a focus on banking activities as indicated by its earnings and liquidity disclosures. Its moat likely derives from its established banking operations, customer relationships, and regulatory compliance, although detailed competitive positioning is not explicitly disclosed in the provided data.

Risks overview
Risks summary
The primary risks relate to market, credit, and regulatory factors typical for financial institutions, compounded by limited disclosure of full liquidity and balance sheet details.
Risks details:

• Market and Credit Risk: As a financial institution, the company is exposed to market fluctuations and credit risk inherent in lending and investment activities [S1][S2].
• Regulatory Risk: The company operates under regulatory frameworks that may impact operations and capital requirements [S1][S2].
• Liquidity Risk: While cash and equivalents are reported, incomplete data on current liabilities and liquidity ratios limit full assessment of liquidity risk [S2].

FINAL FORECAST FOR ASB

Final take one line
Associated Banc-Corp exhibits moderate visibility with detailed recent earnings disclosures and active investor coverage but lacks full sector and financial detail disclosure.
Final take 12 to 24 month view

Business trends: Continued focus on stable earnings and dividend income with active investor interest.
Execution milestones: Delivery of quarterly earnings reports and investor communications with detailed earnings calls.
Key risks: Market and credit exposure, regulatory compliance, and limited liquidity detail disclosure.

Valye AI Visibility Research Score

High visibility

Visibility score reflects the breadth and consistency of available disclosure across SEC filings, recent public reporting, and baseline business context (research-only; not investment advice).

70
LLM visibility overview
LLM Visibility known facts
  • Associated Banc-Corp is a publicly reporting company with recent SEC filings including a 10-K filed on 2026-02-12 and a 10-Q filed on 2026-10-27 [S1][S2].
  • The company reported net income of $146.6 million for the quarter ended September 30, 2026, with basic earnings per share of $0.77 and diluted EPS of $0.76 [S2].
  • Cash and cash equivalents were reported at approximately $646.3 million as of March 31, 2019, per SEC filings [S2].
  • Revenue was reported as $329.7 million for the quarter ended September 30, 2024 [S2].
  • Recent news coverage includes detailed Q3 2026 earnings call transcripts and highlights, reporting net income of $144 million for Q3 2026 [N2][N3][N4].
  • The company is discussed in multiple recent articles focusing on long-term investment takeaways and dividend stock characteristics [N1].
  • The company’s financial disclosures emphasize that figures are summarized from SEC filings and provided for informational purposes only [S2].
Sources
Sources - Context summary

Generated 2026-10-27

Sources - Earning calls
  • N2
  • N3
Sources - Other context
Sources - SEC Filings
  • S1 | 2026-02-12 | 10-K
  • S2 | 2026-10-27 | 10-Q
Sources - News headlines
  • N1 | 2026-10-23 | www.nasdaq.com | Associated Banc-Corp: 3 Key Takeaways for Long-Term Investors | https://www.nasdaq.com/articles/associated-banc-corp-3-key-takeaways-long-term-investors
  • N2 | 2026-10-23 | www.nasdaq.com | Associated Banc (ASB) Q3 2026 Earnings Call Transcript | https://www.nasdaq.com/articles/associated-banc-asb-q3-2026-earnings-call-transcript
  • N3 | 2026-10-23 | www.nasdaq.com | Associated Banc Q3 Earnings Call Highlights | https://www.nasdaq.com/articles/associated-banc-q3-earnings-call-highlights
  • N4 | 2026-10-22 | www.nasdaq.com | Associated Banc-Corp Reports Third Quarter 2026 Net Income of $144 million | https://www.nasdaq.com/articles/associated-banc-corp-reports-third-quarter-2026-net-income-144-million
  • N5 | 2026-10-22 | www.nasdaq.com | Associated Banc-Corp (ASB) Reports Q3 Earnings: What Key Metrics Have to Say | https://www.nasdaq.com/articles/associated-banc-corp-asb-reports-q3-earnings-what-key-metrics-have-say
  • N6 | 2026-10-22 | www.nasdaq.com | Associated Banc-Corp (ASB) Q3 Earnings Meet Estimates | https://www.nasdaq.com/articles/associated-banc-corp-asb-q3-earnings-meet-estimates
  • N7 | 2026-10-21 | www.nasdaq.com | Ares Capital Set to Release Q3 Earnings: Here's What to Expect | https://www.nasdaq.com/articles/ares-capital-set-release-q3-earnings-heres-what-expect
  • N8 | 2026-10-20 | www.nasdaq.com | Invesco Q3 Earnings Coming Up: Will AUM Growth Drive Results Higher? | https://www.nasdaq.com/articles/invesco-q3-earnings-coming-will-aum-growth-drive-results-higher
Important legal disclaimer

This material is for informational purposes only and does not constitute investment, financial, legal or tax advice, or an offer or solicitation to buy or sell any security. The Valye AI Score is a model-based estimate derived from public information and is subject to change without notice. No representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information herein. Past performance is not indicative of future results. Investors should conduct their own research and consult a qualified financial adviser before making any investment decisions.

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