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AXOS FINANCIAL INC
66
Axos Financial Inc is a regional bank operating within the financial services sector. The company reported net income of approximately $129.65 million and basic earnings per share of $2.28 for the quarter ended September 30, 2026. It holds cash and cash equivalents of about $1.63 billion as of the same date. Axos Financial emphasizes a digital banking model and has engaged in strategic acquisitions and partnerships to expand its business. Risk factors inherent to its industry are disclosed in its 2026 Form 10-K and 10-Q filings.
Financial figures (if any) are summarized from the latest available SEC filings and are provided for informational purposes only — not financial advice.
The company demonstrates operational strength through consistent profitability and positive earnings per share. Its digital banking model and recent acquisitions, such as Arc Technologies, position it to leverage technology and partnerships for growth within the regional banking sector.
Risks inherent in the banking industry, as disclosed in the company's filings, could impact operational stability. Limited disclosure of some financial metrics and potential market volatility may pose challenges to maintaining consistent performance.
Axos Financial's moat is supported by its digital banking model, which it continues to prove effective, and its strategic acquisitions and partnerships that enhance its service offerings and market reach. The company's focus on technology-driven banking solutions differentiates it within the regional banking industry.
• Industry and Business Risks: The company faces various risks inherent to the financial services and regional banking industry as detailed in its 2026 Form 10-K and 10-Q filings. These include market, credit, operational, and regulatory risks.
High visibility
Visibility score reflects the breadth and consistency of available disclosure across SEC filings, recent public reporting, and baseline business context (research-only; not investment advice).
- Axos Financial Inc operates in the Financial Services sector, specifically in the Regional Banks industry.
- The company reported net income of $129.65 million for the quarter ending September 30, 2026, according to its 10-Q filing dated October 29, 2026.
- Basic earnings per share for the same period were $2.28, and diluted EPS was $2.25.
- Cash and cash equivalents totaled approximately $1.63 billion as of September 30, 2026.
- Recent earnings calls and quarterly results indicate the company continues to report positive profitability metrics.
- The company has publicly reported first quarter fiscal year 2027 results and earnings that exceeded revenue and earnings expectations as of late October 2026.
- Axos Financial emphasizes its digital banking model as a key operational focus.
- Risk factors are disclosed in the 2026 Form 10-K, with additional risks noted in the latest 10-Q filing, highlighting inherent business and industry risks.
- Recent developments include acquisitions and partnerships, such as the agreement to acquire Arc Technologies and expansion of partnerships with credit unions.
- The company’s financial figures are summarized from SEC filings and are provided for informational purposes only, not as financial advice.
Generated 2026-10-30
- S1 | 2026-08-20 | 10-K
- S2 | 2026-10-29 | 10-Q
- N1 | 2026-10-30 | www.nasdaq.com | Axos Financial, Inc. Reports First Quarter Fiscal Year 2027 Results | https://www.nasdaq.com/articles/axos-financial-inc-reports-first-quarter-fiscal-year-2027-results
- N2 | 2026-10-29 | www.nasdaq.com | Axos Financial (AX) Q1 Earnings and Revenues Top Estimates | https://www.nasdaq.com/articles/axos-financial-ax-q1-earnings-and-revenues-top-estimates
- N3 | 2026-10-29 | www.nasdaq.com | Compared to Estimates, Axos Financial (AX) Q1 Earnings: A Look at Key Metrics | https://www.nasdaq.com/articles/compared-estimates-axos-financial-ax-q1-earnings-look-key-metrics
- N4 | 2026-10-23 | www.nasdaq.com | Rithm (RITM) Surpasses Q3 Earnings and Revenue Estimates | https://www.nasdaq.com/articles/rithm-ritm-surpasses-q3-earnings-and-revenue-estimates
- N5 | 2026-09-24 | www.nasdaq.com | Upstart Expands Partnership With Commonwealth Credit Union | https://www.nasdaq.com/articles/upstart-expands-partnership-commonwealth-credit-union
- N6 | 2026-09-16 | www.nasdaq.com | American Express Looks Beyond Cards With New Business Savings Offering | https://www.nasdaq.com/articles/american-express-looks-beyond-cards-new-business-savings-offering
- N7 | 2026-08-13 | www.nasdaq.com | Axos Financial Keeps Proving the Digital Banking Model Works | https://www.nasdaq.com/articles/axos-financial-keeps-proving-digital-banking-model-works
- N8 | 2026-08-04 | www.nasdaq.com | Axos Financial (AX) Q4 2025 Earnings Call Transcript | https://www.nasdaq.com/articles/axos-financial-ax-q4-2025-earnings-call-transcript-0
This material is for informational purposes only and does not constitute investment, financial, legal or tax advice, or an offer or solicitation to buy or sell any security. The Valye AI Score is a model-based estimate derived from public information and is subject to change without notice. No representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information herein. Past performance is not indicative of future results. Investors should conduct their own research and consult a qualified financial adviser before making any investment decisions.
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