Recent news coverage of Banco BBVA Argentina highlights technical trading signals, market volatility, and strategic adjustments following a challenging year.

• Banco BBVA Argentina shares crossed above the 200-day moving average, indicating a bullish technical signal as of March 31, 2026 [N1].
• The bank entered oversold territory in March 2026, reflecting market volatility and investor caution [N2].
• Shares crossed below the 200-day moving average in February 2026, signaling bearish momentum [N3].
• Following a difficult year, the bank undertook a $4 million sale to right-size its operations, as reported in early February 2026 [N4][N5].
• UBS initiated coverage of Banco BBVA Argentina with a neutral recommendation in November 2025 [N6].
• The bank's shares crossed above a key moving average level in October 2025, indicating positive technical momentum [N7].
• Market movements in ETFs including ARGT and SGDM were noted in late October 2025, with BBAR among the discussed securities [N8].

Banco BBVA Argentina's digital transformation and customer-centric initiatives could enhance operational efficiency and customer loyalty. Its increasing market share in deposits and loans, particularly in U.S. dollar-denominated products, may support revenue diversification. The bank's strong capital and liquidity positions provide a buffer against economic volatility. Continued improvements in Argentina's macroeconomic environment, including inflation and interest rate stabilization, could support credit growth and asset quality. The bank's integration within the BBVA Group offers access to global best practices and innovation.

The bank operates in a challenging macroeconomic environment marked by high inflation, interest rate volatility, and geopolitical risks that could adversely affect credit quality and loan demand. Increasing non-performing loans, particularly in retail segments, and declining coverage ratios pose credit risk concerns. Regulatory changes and tightening liquidity reserve requirements may constrain operational flexibility. Market volatility reflected in share price technical signals indicates investor uncertainty. Climate change and ESG-related risks may introduce additional operational and credit risks. The fragmented Argentine banking sector may intensify competition and pressure margins.

Banco BBVA Argentina benefits from its affiliation with the global BBVA Group, leveraging shared technological platforms and innovation capabilities. Its established presence in Argentina with a broad distribution network and diversified product offerings supports customer retention and growth. The bank's strong capital position and liquidity provide resilience in a volatile economic environment. Its focus on digitalization and customer satisfaction tools like Net Promoter Score enhances competitive positioning. However, the Argentine banking sector remains fragmented and under-penetrated, presenting both opportunities and challenges for consolidation and growth.

• Macroeconomic and Geopolitical Risks: The bank is exposed to inflation, interest rate volatility, trade protectionism, and geopolitical tensions that could impact economic growth and financial stability in Argentina.
• Credit Risk: Rising non-performing loans, especially in retail portfolios, and decreasing coverage ratios increase credit risk and potential loan loss provisions.
• Regulatory and Liquidity Risks: Tightening liquidity reserve requirements and regulatory changes may affect the bank's funding costs and operational flexibility.
• Market and Operational Risks: Market volatility affects share price and investor sentiment. Operational risks include cybersecurity threats and the impact of climate change on customers and collateral.

• Banco BBVA Argentina S.A. is a financial institution operating in Argentina, listed on the Buenos Aires Stock Exchange (ByMA) under ticker BBAR and on the NYSE as ADSs.
• The bank's business includes retail, commercial, and corporate banking, offering loans, deposits, securities brokerage, foreign exchange, and other financial services.
• As of December 31, 2024, the bank reported cash and cash equivalents of ARS 2,823,405,750,000 and net income of ARS 364,815,580,000, with basic and diluted EPS of ARS 588.2152 per share, based on its 20-F filing.
• The bank's liquidity position remains strong, with robust cash and equivalents as of the end of 2024.
• BBVA Argentina's loan portfolio includes Argentine peso and U.S. dollar-denominated loans, with a focus on increasing private sector lending and reducing public sector debt exposure.
• The bank has a capital ratio of 17.5% as of December 31, 2025, above regulatory minimums, though it decreased compared to 2024 due to credit growth.
• The bank has been increasing its market share in both peso and U.S. dollar deposits, supported by commercial deposits.
• BBVA Argentina has a digitalization strategy focused on customer growth and improving financial health tools, leveraging global BBVA Group platform synergies.
• The bank's risk management includes credit risk, liquidity risk, interest rate risk, and operational risk, with proactive monitoring and early warning systems.
• The Board of Directors consists of a minimum of three and maximum of nine directors, with detailed profiles and election terms disclosed.
• The bank's recent financial results show quarterly net income fluctuations, with 4Q25 net income of ARS 59.3 billion, a 44.5% increase QoQ and 30.3% decrease YoY, reflecting volatility in income and expenses.
• The bank's loan loss allowances increased due to loan book growth and higher provisioning on retail loans, impacting operating expenses.
• The bank's net interest income increased in 4Q25 due to higher interest income from loans and public securities, despite some decreases in overdraft income.
• The bank's shares have experienced technical trading signals such as crossing above and below the 200-day moving average, with recent news highlighting oversold territory and market volatility.
• BBVA Argentina is exposed to macroeconomic and geopolitical risks including inflation, interest rate volatility, trade protectionism, and climate change impacts in Argentina.
• The bank's governance includes oversight of technological and cybersecurity risks, with a dedicated Information Technology Committee and Chief Security Officer.
• The bank's ownership is concentrated with Banco Bilbao Vizcaya Argentaria S.A. holding 40% and BBV América SL holding 26.1% as of February 28, 2026.