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Company

FB Bancorp, Inc. /MD/

Ticker
FBLA
Sector
Industry
Report date
August 18, 2026
Valye AI Score

60

High visibility
Recent developments
Recent developments summary

Recent developments include insider share purchases and market activity related to IPOs and broader market commentary.

Recent developments:
  • The President and CEO of FB Bancorp purchased 500 shares in June 2025, indicating insider confidence [N3].
  • An IPO event for Invizyne Technologies was noted in March 2026, reflecting market activity but not directly related to FB Bancorp [N2].
  • A market article discussing SpaceX stock was published in July 2026, providing broader market context [N1].
Overview

FB Bancorp, Inc. /MD/ is a publicly traded company with available financial disclosures through SEC filings. The company reported cash and cash equivalents of $45.2 million as of June 30, 2026, and a net loss of $70,000 for the quarter ending the same date. Revenue was $18.7 million for the quarter ending September 30, 2025. The company has not disclosed detailed sector or industry classification in the provided data. Recent insider activity includes a purchase of shares by the President and CEO. No material changes to risk factors have been reported since the 2025 Annual Report.

Executive summary

Financial figures (if any) are summarized from the latest available SEC filings and are provided for informational purposes only — not financial advice. FB Bancorp, Inc. /MD/ reported $45.2 million in cash and cash equivalents as of June 30, 2026, with a slight net loss of $70,000 for the quarter ending the same date. Revenue of $18.7 million was reported for the quarter ending September 30, 2025. No material changes to risk factors were noted since the prior annual report. Insider activity includes a purchase of 500 shares by the President and CEO in June 2025 [S2][Q0][N3].

Scenarios for FBLA

Bull case model:

The company maintains a solid cash position and has reported revenue in the recent quarters. Insider buying activity by the President and CEO may indicate confidence in the company's prospects. The absence of material changes in risk factors suggests stability in the operating environment.

Bear case model:

FB Bancorp reported a slight net loss in the most recent quarter, and earnings per share were flat at zero. The lack of detailed sector and industry information limits visibility into the company's competitive positioning. The absence of recent revenue updates beyond September 2025 restricts assessment of current business momentum.

Moat:

The available information does not provide explicit details on FB Bancorp's competitive advantages or moat characteristics. The company maintains a significant cash position and has reported consistent revenue, but no further qualitative or quantitative data on market position or differentiation is disclosed in the provided context.

Risks overview
Risks summary
The primary risk is the company's recent net loss and limited financial disclosure, which constrain visibility into its operational and financial health.
Risks details:

• Financial Performance Risk: The company reported a net loss of $70,000 for the quarter ending June 30, 2026, indicating potential challenges in profitability.
• Information Transparency Risk: Limited disclosure of sector, industry, and detailed financial metrics restricts comprehensive analysis of business operations.
• Market and Operational Risks: No material changes to risk factors were reported since the 2025 Annual Report, but inherent risks typical to the company's industry and market environment remain.

FINAL FORECAST FOR FBLA

Final take one line
FB Bancorp, Inc. /MD/ shows high visibility through recent SEC filings and insider activity but limited sector and detailed financial disclosures constrain full business clarity.
Final take 12 to 24 month view

Business trends: The company maintains a stable cash position with reported revenue and slight net losses, alongside insider share purchases indicating management confidence.
Execution milestones: Recent SEC filings provide updated financial snapshots; insider transactions reflect active management engagement.
Key risks: Limited disclosure on sector and operational details, combined with recent net losses, restrict comprehensive visibility into business health.

Valye AI Visibility Research Score

High visibility

Visibility score reflects the breadth and consistency of available disclosure across SEC filings, recent public reporting, and baseline business context (research-only; not investment advice).

60
LLM visibility overview
LLM Visibility known facts
  • FB Bancorp, Inc. /MD/ is a publicly traded company with ticker FBLA.
  • The latest available SEC filing is a 10-Q filed on 2026-08-13 covering the period ending 2026-06-30 [S2].
  • As of 2026-06-30, the company reported cash and cash equivalents of $45,209,000 [S2].
  • The company reported net income of -$70,000 for the quarter ending 2026-06-30, indicating a slight net loss [S2].
  • Basic and diluted earnings per share were reported as $0 for the same period [S2].
  • Revenue reported for the quarter ending 2025-09-30 was $18,735,000 [S2].
  • There have been no material changes to risk factors since the 2025 Annual Report on Form 10-K [Q0].
  • Recent news includes an insider purchase by the President and CEO of 500 shares reported on 2025-06-06 [N3].
  • Other recent news includes coverage of an IPO event and a general market article unrelated directly to FB Bancorp [N1][N2].
Sources
Sources - Context summary

Generated 2026-08-18

Sources - Earning calls
Sources - Other context
  • Q0
Sources - SEC Filings
  • S1 | 2026-03-26 | 10-K
  • S2 | 2026-08-13 | 10-Q
Sources - News headlines
  • N1 | 2026-07-07 | www.nasdaq.com | Could Buying SpaceX Stock Today Set You Up for Life? | https://www.nasdaq.com/articles/could-buying-spacex-stock-today-set-you-life
  • N2 | 2026-03-27 | www.nasdaq.com | Opening Day: Invizyne Technologies jumps after IPO | https://www.nasdaq.com/articles/opening-day-invizyne-technologies-jumps-after-ipo
  • N3 | 2025-06-06 | www.nasdaq.com | Insider Purchase: President and CEO of $FBLA Buys 500 Shares | https://www.nasdaq.com/articles/insider-purchase-president-and-ceo-fbla-buys-500-shares
Important legal disclaimer

This material is for informational purposes only and does not constitute investment, financial, legal or tax advice, or an offer or solicitation to buy or sell any security. The Valye AI Score is a model-based estimate derived from public information and is subject to change without notice. No representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information herein. Past performance is not indicative of future results. Investors should conduct their own research and consult a qualified financial adviser before making any investment decisions.

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