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Company

TEMPUS AI INC

Ticker
TEM
Sector
Healthcare
Industry
Health Information Services
Report date
November 2, 2026
Valye AI Score

68

High visibility
Recent developments
Recent developments summary

Recent developments highlight Tempus AI's strategic acquisitions, FDA clearances, expanding collaborations, and operational improvements.

Recent developments:
  • Tempus AI acquired Personalis to expand its precision oncology and MRD testing capabilities, enhancing its molecular diagnostics portfolio [N2].
  • The company’s Ambry Genetics launched GenomeNext, a platform aimed at improving rare disease diagnosis [N4].
  • Tempus AI secured FDA clearance for its ECG-AI software designed to detect mitral regurgitation, marking a regulatory milestone [N8].
  • Strategic collaborations have been expanded to drive future growth initiatives and broaden market reach [N5].
  • Recent reports indicate Tempus AI is demonstrating improving operating leverage, suggesting enhanced operational efficiency [N3].
  • The company reported a net loss of $14.85 million for Q3 2026 with EPS of -$0.08, while maintaining strong liquidity with a current ratio of 2.61 and cash ratio of 1.35 as of September 30, 2026 [S1].
Overview

Tempus AI Inc is a healthcare technology company specializing in AI-powered health information services. Its business model includes precision oncology solutions, AI-enabled ECG diagnostics, and rare disease diagnosis platforms. The company has grown its offerings through acquisitions such as Personalis, enhancing its molecular residual disease (MRD) testing capabilities. It also secured FDA clearance for AI software detecting mitral regurgitation, reflecting regulatory progress. Strategic collaborations are a key part of its growth approach. Financially, Tempus AI reported a net loss in Q3 2026 but maintains strong liquidity ratios, indicating operational resilience.

Executive summary

Financial figures (if any) are summarized from the latest available SEC filings and are provided for informational purposes only — not financial advice. Tempus AI Inc operates in the healthcare sector focusing on AI-driven health information services, including precision oncology and AI-ECG software. The company has demonstrated improving operating leverage and expanded its capabilities through acquisitions and strategic collaborations. As of September 30, 2026, it maintains strong liquidity with a current ratio of 2.61 and cash ratio of 1.35, despite reporting a net loss for the quarter.

Scenarios for TEM

Bull case model:

The company’s expanding AI-driven healthcare solutions, including precision oncology and AI-ECG software, position it well within growing healthcare technology markets. FDA clearances and strategic collaborations support product credibility and market penetration. Improving operating leverage suggests operational efficiencies. The acquisition of Personalis enhances its molecular diagnostics capabilities, potentially broadening its addressable market.

Bear case model:

Despite growth initiatives, Tempus AI reported a net loss in the latest quarter, indicating ongoing profitability challenges. The healthcare AI market is competitive and subject to regulatory risks. Execution of strategic collaborations and integration of acquisitions may face operational hurdles. Market dynamics and funding environment could impact growth and financial stability.

Moat:

Tempus AI's moat is built on its integration of advanced AI technologies with healthcare data, enabling precision oncology and diagnostic solutions that require significant expertise and regulatory approvals. Its acquisitions, such as Personalis, and FDA clearances provide barriers to entry. The company's expanding strategic collaborations further strengthen its market position by leveraging partnerships to enhance product offerings and market reach.

Risks overview
Risks summary
The primary risks for Tempus AI relate to achieving sustained profitability amid competitive and regulatory challenges, alongside execution risks from acquisitions and collaborations.
Risks details:

• Profitability Risk: The company reported a net loss of $14.85 million for Q3 2026, indicating ongoing challenges in achieving profitability.
• Regulatory Risk: Healthcare AI products require FDA clearance and ongoing compliance, which can delay product launches or limit market access.
• Execution Risk: Integration of acquisitions like Personalis and expansion of strategic collaborations involve operational complexities that may affect growth.
• Market Competition: The health information services sector is competitive with rapid technological changes, posing risks to market share and pricing.

FINAL FORECAST FOR TEM

Final take one line
Tempus AI exhibits strong business model visibility with strategic growth initiatives and solid liquidity amid ongoing profitability challenges.
Final take 12 to 24 month view

Business trends: Expansion of AI-driven healthcare solutions including precision oncology and AI-ECG software, supported by acquisitions and FDA clearances.
Execution milestones: Integration of Personalis acquisition, launch of GenomeNext platform, and expansion of strategic collaborations.
Key risks: Profitability challenges, regulatory compliance, execution risks from acquisitions and collaborations, and competitive market pressures.

Valye AI Visibility Research Score

High visibility

Visibility score reflects the breadth and consistency of available disclosure across SEC filings, recent public reporting, and baseline business context (research-only; not investment advice).

68
LLM visibility overview
LLM Visibility known facts
  • Tempus AI Inc operates in the Healthcare sector within the Health Information Services industry.
  • The company focuses on AI-driven healthcare solutions including precision oncology and AI-ECG software.
  • Tempus AI has expanded its precision oncology capabilities through the acquisition of Personalis, enhancing its MRD testing offerings.
  • The company’s Ambry Genetics division launched GenomeNext to improve rare disease diagnosis.
  • Tempus AI secured FDA clearance for its ECG-AI software designed to detect mitral regurgitation.
  • The company is expanding strategic collaborations to support future growth initiatives.
  • Recent news highlights Tempus AI demonstrating improving operating leverage.
  • As of September 30, 2026, Tempus AI reported cash and cash equivalents of $590.5 million and current assets of approximately $1.14 billion, with current liabilities of $436.4 million, resulting in a current ratio of 2.61 and a cash ratio of 1.35, indicating solid liquidity.
  • The company reported a net loss of $14.85 million for the quarter ended September 30, 2026, with basic and diluted EPS of -$0.08 per share.
  • Financial figures are summarized from the latest available SEC filings and are provided for informational purposes only — not financial advice.
Sources
Sources - Context summary

Generated 2026-11-02

Sources - Earning calls
Sources - Other context
Sources - SEC Filings
  • S1 | 2026-11-02 | 10-Q
Sources - News headlines
  • N1 | 2026-10-28 | www.nasdaq.com | Earnings Preview: Schrodinger, Inc. (SDGR) Q3 Earnings Expected to Decline | https://www.nasdaq.com/articles/earnings-preview-schrodinger-inc-sdgr-q3-earnings-expected-decline
  • N2 | 2026-10-26 | www.nasdaq.com | Tempus AI (TEM) Expected to Beat Earnings Estimates: Can the Stock Move Higher? | https://www.nasdaq.com/articles/tempus-ai-tem-expected-beat-earnings-estimates-can-stock-move-higher
  • N3 | 2026-10-19 | www.nasdaq.com | Here's How Tempus AI Demonstrates Improving Operating Leverage | https://www.nasdaq.com/articles/heres-how-tempus-ai-demonstrates-improving-operating-leverage
  • N4 | 2026-10-13 | www.nasdaq.com | Tempus AI's Ambry Genetics Launches GenomeNext To Improve Rare Disease Diagnosis | https://www.nasdaq.com/articles/tempus-ais-ambry-genetics-launches-genomenext-improve-rare-disease-diagnosis
  • N5 | 2026-10-12 | www.nasdaq.com | Tempus AI Expands Strategic Collaborations to Drive Future Growth | https://www.nasdaq.com/articles/tempus-ai-expands-strategic-collaborations-drive-future-growth
  • N6 | 2026-10-05 | www.nasdaq.com | Here's How Tempus AI is Capitalizing on AI-ECG Market Growth | https://www.nasdaq.com/articles/heres-how-tempus-ai-capitalizing-ai-ecg-market-growth
  • N7 | 2026-10-02 | www.nasdaq.com | Weekly Buzz: EW, ABBV, MIRM Score FDA Wins, AZN, NVO Strike Deals; LLY, KOD Report Data | https://www.nasdaq.com/articles/weekly-buzz-ew-abbv-mirm-score-fda-wins-azn-nvo-strike-deals-lly-kod-report-data
  • N8 | 2026-09-28 | www.nasdaq.com | Tempus Secures FDA Clearance For ECG-AI Software Designed To Detect Mitral Regurgitation | https://www.nasdaq.com/articles/tempus-secures-fda-clearance-ecg-ai-software-designed-detect-mitral-regurgitation
Important legal disclaimer

This material is for informational purposes only and does not constitute investment, financial, legal or tax advice, or an offer or solicitation to buy or sell any security. The Valye AI Score is a model-based estimate derived from public information and is subject to change without notice. No representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information herein. Past performance is not indicative of future results. Investors should conduct their own research and consult a qualified financial adviser before making any investment decisions.

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