Cathay General Bancorp has reported a 10.2% increase in net income for FY2025, driven by strong performance in its commercial and real estate lending portfolios. The company leverages its deep regional expertise in California’s diverse markets to offer a range of banking services tailored to individuals and SMEs. Its capital allocation strategy balances dividend payments with an accelerated share repurchase program, supporting shareholder returns while maintaining solid equity. Robust risk grading frameworks underpin portfolio quality, complemented by an experienced cybersecurity governance structure bolstering operational resilience amid evolving threats.