Investar Holding Corporation completed its acquisition of Wichita Falls Bancshares (WFB) on January 1, 2026, adding $1.15 billion in assets, nearly $950 million in loans, and over $1 billion in deposits, expanding its footprint notably in Texas. The integration of WFB remains a key operational focus as the company absorbs the acquired branches and loan portfolio without standalone financial disclosures. Investar’s business model centers on community banking with a diversified mix of commercial real estate, construction loans, and consumer products supported by personalized service across Louisiana, Texas, and Alabama. Growth is fueled by disciplined acquisitions and organic loan origination within stable deposit bases, while risks include credit quality volatility amidst integration and sensitivity to interest rate fluctuations. The holding company enters this phase with robust capital ratios and liquidity buffers that support ongoing expansion and regulatory compliance.