CF Bankshares Inc. reported robust liquidity supported by $253 million cash and a $41.2 million credit facility at June 30, 2026, while subordinated debt interest costs are rising alongside SOFR increments. The firm’s dividend payments remain contingent on regulatory constraints and dividend inflows from its banking subsidiary, CFBank. Maintaining local deposit competitiveness and prudent capital management underpin CF Bankshares' operational resilience in the regional banking landscape.