Union Bankshares Inc. demonstrated robust financial health in the second quarter of 2026, reflected by increased net interest margin to 3.01% and a higher loan-to-deposit ratio exceeding 100%. The company maintained prudent liquidity through diversified funding sources including Federal Reserve discount window advances and Federal Home Loan Bank borrowings while preserving capital ratios well above regulatory minimums. Nonperforming assets remained stable with consistent credit quality, supporting earnings stability amid a challenging interest-rate environment.